Not doing the credit card game right?

Here are 5 hacks to make the most out of your Credit card



Choose to perfection



Most credit cards are catered to specific purchases.

While some can give you rewards for spending on utility bills, some can offer you discounts on travel, dining, and shopping.

Research into what credit cards can really reduce your spends and choose one that fits like a glove! 



Don’t sleep on the rewards



The most exciting feature of credit cards is their rewards.

Regularly look into what rewards your credit card is offering and how it can help you spend less.

To step this up, team up with friends and family and use the different rewards you have to save more!



Pay your dues in full



Instead of paying just your minimum dues every month, pay the entire outstanding amount.

Not only does this reduce the rolled-over amount, but massively helps in reducing interest.

Considering you might pay 30-40% interest on your rolled-over amount, this one is a great way to save money.



Don’t cross your limits



If you’re a spendthrift and don’t know where to draw the boundaries, let your credit card do that for you.

Don’t opt it for a card with a limit much higher than your budget. It’s safe to keep some wiggle room in your case, but that’s all you need.





Keep withdrawing at bay



Unless it’s an emergency, stick to your debit account for cash withdrawals.

While credit cards come with ATM withdrawal features, they also charge around 2-3% as a cash advance fee.

The better bet in these situations is to use your credit card and claim insurance if you need to.







Want to find the perfect credit card?

We’ve got something brewing for you, stay tuned for more!